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Web the all america bank ultimate rewards checking has one of the highest apys on this list, earning a 5.30% apy on balances up to $15,000. Web here’s what anz, commbank, nab and westpac are offering for a range of terms at the time of writing. Web commonwealth bank will increase its variable home loan rates by 0.25 per cent per annum from november 17, the bank said on thursday.